Personal Loans
Qualify for personal loans up to R150,000

A Personal Loan can be used for whatever you please. Personal loans are unsecured which means that you do not have to sign over any of your assets for security to qualify for this loan. These loans are paid directly into your bank account and the monthly instalment will be debited on your salary date from the same account that the funds were paid into. All loans are granted in accordance with the National Credit Act (NCA) guidelines to ensure that there is no reckless lending and that the loans are only paid out to those individuals that can afford the monthly instalment.

The criteria for Personal loans

  • Must be 18 years of age or older, but not older than 64 years old.
  • Proof of at least 6 months employment
  • Valid South African green bar-coded ID book
  • Most banks require the three months bank statement with 3 consecutive salaries reflecting.
  • Your latest payslip
  • Salary payments must be done electronically, no Cash deposits, ATM deposits/ transfer, Cellphone transfers are not accepted


*No fees to be charged for any loan application submitted through Lifestyle Financial Services

Get Pre-Approved

Step 1 of 3 - Step 1

  • How much do you want to apply for?